Employee Relocation

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Are you being relocated?

Many Texans are. And many of their employers offer relocation benefits packages. Those packages typically include an employee home purchase program. Mike Brubaker is an active member of Worldwide ERC, the Employee Worldwide Relocation Council. We are knowledgeable of, and sensitive to, the special needs associated with a corporate relocation. We will work within your busy schedule and get your relocation appraisal done quickly and accurately, so you can spend your time with the many other important things that need to be taken care of during this busy time in your life.

An “ERC” appraisal is structurally different from a typical mortgage loan appraisal. The purpose of the mortgage loan appraisal is to evaluate the collateral that is the basis for a mortgage loan. The appraised value is, as of the day the property was visited by the appraiser.

The purpose of an ERC appraisal is to develop an opinion of the “Anticipated Sales Price” of a relocating employee residence. This is an estimate of most probable sales price as of a projected date in the future. This projected date is associated with normal marketing time for the neighborhood and property type.

Appraisers who regularly perform ERC appraisals are generally the most qualified appraisers. Many mortgage lenders will utilize the services of an appraiser with as little as one year of experience. Most appraisers approved to do ERC appraisals have at least ten years of appraisal experience, if not twenty-five years.

How do I pick an appraiser for my relocation appraisal?

Generally, your Human Resource department will have contracted with a company that specializes in relocating corporate transferees. These companies have years of experience hiring and qualifying appraisers for this highly specialized category of real estate appraisal. Contact them for a list of appraisers who have proven to be both knowledgeable in your real estate market and have excellent standards of customer service.

Look for additional designations. Being a state certified appraiser is lowest qualification one should accept. A state certification denotes minimum competency and is therefore of little use in selecting an appraiser. The most highly regarded designation for residential appraisals is the SRA, which is conferred by the Appraisal Institute. Additionally, you might look to see if the appraiser is a qualified member of RAC – Relocation and Consulting Appraisers. These are appraisers who specialize in relocation appraisals. I would also look to insure the appraiser is a member of the Employee Relocation Council..

Ask the appraiser how long he or she has been involved in relocation appraisals. Question his or her familiarity with the neighborhood. The Realtor who sold your home or has the current listing can help narrow the list. If you like, feel free to pick up the phone and interview the appraisers and pick the one you like the best.

How do I know I am getting an accurate appraisal?

The appraiser selected by your employer or its contractor is highly qualified. Additionally, most relocation coordinators utilize two appraisers for each property. The use of two appraisers insures a high degree of accuracy. If there are two appraisals, the value conclusions should be within 5% of each other. Most relocation coordinators will average the two values and settle on the value between the two appraisals.

In very rare cases, the two value conclusions may differ by more than five percent. This can happen when the subject property is particularly unique or the market is very difficult to quantify. In the event that there is a difference of opinion, a third appraiser is usually contracted to appraise the property. The third appraisal should fall within 5% of one of the two original appraisals. The “outlier report” should be thrown out. The two appraisals that fall within 5% of each other should be averaged for a basis for a final value conclusion.

Why choose us?

We have the experience necessary to provide professional appraisals with outstanding customer service. Our appraisals are completely independent, impartial and objective. Our professionalism is unmatched. Ask around. You’ll hear about our reputation for honesty and integrity.

If you are an employee relocation services contractor or an in-house HR person in need of a local appraiser, consider contacting Brubaker and Associates. Our appraisers have the skills needed combined with knowledge of the local market. But, more importantly, we never forget that we are in the customer service business. We strive every day to earn your business and your respect.


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Mike Brubaker